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An Expat's Guide to Living in Miami

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I’ve traveled for work for many years and after one too many Canadian winters, I packed my bags and moved to sunny Miami, Florida. Now I’m living here in South Florida as a consultant, loving the magic city, Latin culture, and the endless excitement that this city brings.

Whether you're a fellow Canadian thinking about moving to Miami or if you just want to know what life's really like for expats here from around the world, I am happy to be here for you.

I’m breaking down the essential details—from the cost of living and best neighborhoods to visa tips and what I wish I knew before moving to Miami.

Short on time? Here's the cheat sheet

💭Living in Miami means living in a major city but with also some of the best beaches in the US.
🛂Many foreigners move here on a TN Visa, Work Visa, Student Visa, Diversity Visa Program, or are just here temporarily on a Tourist Visa.
🏠Most expats choose to live in Brickell, Wynwood, and Little Havana.
🛏️I recommend staying at a hotel or apartment rental right when you arrive to house hunt in person. Book your stay at Boho Brickell to scope out one of the coolest areas before you sign your long-term lease.
💰The cost of living will vary based on your lifestyle and which neighborhood you choose to live. Earn travel rewards on all expenses with a Capital One Venture Card.
☂️You'll have to get through high humidity and plenty of traffic...
☀️But you'll be rewarded with an international city that always has plenty going on.

What It’s Really Like for Expats in Miami

As an expat in Miami Dade County, in which Miami is the star, I’ve found it to be a walkable city, diverse, and full of opportunity. Miami isn’t just a tourist destination—it’s home to people from all over the world, and there’s a true blend of cultures here.

You’ll meet folks from Latin America, the Caribbean, Europe, and beyond.

For Canadians dreaming of moving abroad, Miami is a great option because it’s just a short flight away, and English is the primary language (though Spanish is widely spoken, especially in neighborhoods like Little Havana and even some of Miami Beach).

You’ll hear a lot of “bienvenidos” but no matter where you're from, you’ll easily fit in with Miami residents, especially if you’re willing to embrace the city's international vibe.

The Cost of Living in Miami: What You Need to Know

The sunsets are beautiful but they'll cost you

The Miami area can be expensive, but the high cost of living varies greatly depending on where you live and your lifestyle. It's comparable to other major cities in the US like New York City or Los Angeles.

Please note that prices are all from the end of 2024 and based on personal experience. Your exact cost of living might vary from my own.

Average Rent

In the heart of the city (think Brickell, South Beach, or Coconut Grove), rent can feel steep. Expect to pay $3,000 to $3,500 for a one-bedroom apartment in these areas.

If you’re open to living further out, areas like Little Havana or Westchester are more affordable, with rents around $1,500 to $2,200 per month. The closer you are to the beach or nightlife hubs, the higher your rent will be.

In the perfect world, a salary of $100K plus would be ideal.

Groceries & Dining

Groceries cost about the same as in Canada—roughly $100 to $150 per week for a single person, depending on where you shop.

Dining out is also pretty affordable—casual meals cost around $20 to $30 at a local restaurant, while nicer spots will set you back $60 to $120 for two.

Transportation

Flying into Miami International Airport, many expats (and locals) rely on cars here. Gas is around $3.50 to $4 per gallon, but if you’re in the city center, you’ll be paying more for parking.

Miami also has a public transport system around downtown Miami, with a Metrorail pass costing $112 per month.

With a car, a fun afternoon is driving down to Everglades National Park to see some gators and really neat birds. Fort Lauderdale is another quick option, with beaches and a laid back vibe an hour outside Miami.

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Best Neighborhoods & Areas to Live in Miami

The view of Brickell, this photo & hero photo courtesy of depositphotos.com

Miami is an international city, and the right neighborhood really depends on your lifestyle. Here are a few top spots for newcomers.

Brickell

If you like city life with a touch of luxury, Brickell is the place. This neighborhood is the heart of Miami’s financial district, with sleek high-rises, fine dining, and nightlife. Expect higher rent here, but it’s perfect for young professionals and anyone looking for outdoor recreation.

📍Before you sign a lease, book a stay in Brickell to get a feel for the area to find out if it's right for you. Boho Brickell is a one-bedroom apartment with sea views and all the amenities you could ask for.

Wynwood

Known for its vibrant street art, cool cafes, and trendy galleries, Wynwood is a great choice if you’re into creative vibes and don’t mind paying a premium for a more artsy, eclectic neighborhood.

📍Before you sign a lease, book a stay in Wynwood to get a feel for the area to find out if it's right for you. This quiet and centrally located house is pet-friendly and will give you a cozy oasis right in the heart of the neighborhood.

Little Havana

For those who want to immerse themselves in Cuba's vibrant culture, it offers colorful street life, authentic food, and a tight-knit community. Rent is cheaper than the trendy areas, and it’s a great place to embrace Miami’s Latin heritage with dance clubs.

📍Before you sign a lease, book a stay in Little Havana to get a feel for the area to find out if it's right for you. Lux Retreat By Renzzi is a clean and modern apartment, with two or three bedrooms based on how much space you need.

Coral Gables

If you prefer a quieter, more laid-back vibe with access to the water, Coral Gables might be the place for you. This neighborhood has tree-lined streets, a chic shopping center, and great parks, making it perfect for people who enjoy a calmer atmosphere.

📍Before you sign a lease, book a stay in Coral Gables to get a feel for the area to find out if it's right for you. This private king suite is a one-bedroom home with a small outdoor garden just a few minutes from the center of the neighborhood.

South Beach

Iconic for its beaches, nightlife, and Art Deco architecture, South Beach is the ultimate Miami experience. It’s a bit pricier but great for those who want to live in the heart of the action with some wonderful influence from South America and Cuba.

📍Before you sign a lease, book a stay in South Beach to get a feel for the area to find out if it's right for you. Ocean Drive Steps to Sea is a small but perfectly located apartment, ideal for those that are moving to Miami to be as close to the beach as possible.

Basic Visa Options (& How I Got Here)

Visa bureaucracy was worth it to have this backyard

As a Canadian, the good news is we don’t need a visa to visit the U.S. for up to six months. However, if you want to stay longer or work, you’ll need a visa.

I came to Miami on a TN Visa, which is available to Canadian citizens under the USMCA/NAFTA agreement. It’s designed for professionals like accountants, engineers, and consultants. The process is relatively easy as long as you have a job offer that qualifies. For me, this visa has been great for working legally in the U.S., and it can be renewed annually.

Other visa options for other nationalities include:

  • H-1B: For specialized workers (like tech and healthcare professionals).
  • O-1: For people with extraordinary skills or accomplishments in areas like arts, science, or athletics.

There are other options out there, but it’s worth speaking to an immigration lawyer or consulting resources on the U.S. government website for more details.

The Pros & Cons of Living in Miami

Weekends spent at a beach club is definitely a pro

Like any city, Miami has its pros and cons. Here’s what I love and what I’ve had to adjust to since moving here:

Pros:

  • Year-Round Sunshine – After living in Toronto’s winters, the warm temperatures here have been a game changer. It’s warm year-round, with hot summers and mild winters. Miami is a haven for anyone who craves sunshine and beach days by the Atlantic ocean.
  • Diversity and Culture – Miami is a major hub for culture. From Cuban and Caribbean influences to its thriving arts scene, the city is rich in culture. Whether you’re enjoying international cuisine or attending a Latin music festival, there’s always something new to experience.
  • The Beaches – Miami’s beaches are some of the best in the world. Whether you want to try out deep sea fishing or go snorkeling, you’ll never be far from the sand and sea.
  • Food Scene – The food here is amazing! From casual Cuban cafes to high-end seafood restaurants, you can taste the world without leaving the city. It’s perfect for foodies, and every meal feels like an adventure.

Cons:

  • Miami Traffic – Everyday life here comes with traffic, especially during rush hour. If you’re driving, prepare for long commutes and crowded highways. Public transit exists, but it’s not as widely used, so you’ll often end up driving.
  • Humidity – The weather here can be a double-edged sword. The humidity, especially during summer, is intense. It’s not just hot—it’s sticky. Be prepared for some serious sweat.
  • Cost of Living – Miami isn’t as expensive as cities like New York or San Francisco, but it’s still a bit of a sticker shock. Rent and dining out can add up, particularly in the more desirable neighborhoods.

Things I Wish I Knew Before Moving to Miami

There are plenty of quiet places to explore, too

Looking back, there are a few things I wish I had been better prepared for before I moved to Miami. Keep an extra eye on:

  1. The Cost of Rent – I knew Miami was pricey, but I didn’t expect how much rent could vary depending on the neighborhood. If you're planning to live near the beach or in a trendy area like Brickell, be prepared for steep prices. I recommend setting a budget and expanding your search to less central areas to find better deals.
  2. The Humidity – I knew Miami would be hot, but the humidity here is something else. The combination of high temperatures and moisture can make it feel even hotter than it is. Be ready for a sweaty commute and a lot of outfit changes during summer.
  3. Entertainment – I came here thinking Miami was all about the beach and the vibrant nightlife. What I didn’t realize was how much the city has to offer beyond South Beach. There are quiet neighborhoods, amazing parks, and plenty of cultural events that are worth exploring. Art Basel, the design district and Ultra music festival are entertainment standouts.

Will You Move to Miami, Too?

Overall, living in Miami has been an incredible experience. The city’s vibrant energy, stunning weather, and unique blend of cultures make it a great place to live. Sure, there are challenges—like the traffic, the humidity, and the cost of living—but the pros far outweigh the cons.

If you’re thinking about making the move, Miami is an exciting and welcoming city. Whether you’re drawn to the beaches, the food, or the cultural diversity, there’s always something new to discover. Good luck with your adventure, you won’t regret it.

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